{"id":112,"date":"2026-06-08T22:22:01","date_gmt":"2026-06-08T21:22:01","guid":{"rendered":"https:\/\/ablesquarelab.com\/?p=112"},"modified":"2026-06-08T22:24:07","modified_gmt":"2026-06-08T21:24:07","slug":"%eb%8f%85%ec%9d%bc-%ec%97%b0%eb%b4%89-%ea%b3%a0%ec%86%8c%eb%93%9d-%ec%9e%90%ec%82%b0-%eb%aa%bb%eb%aa%a8%ec%9c%bc%eb%8a%94-%ec%9d%b4%ec%9c%a0","status":"publish","type":"post","link":"https:\/\/ablesquarelab.com\/?p=112","title":{"rendered":"\uc5f0\ubd09 2\uc5b5 \ubc1b\uc544\ub3c4 \ubd80\uc790\uac00 \ubabb \ub418\ub294 \uc774\uc720"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>\uc5f0\ubd09 2\uc5b5 \ubc1b\uc544\ub3c4 \ubd80\uc790\uac00 \ubabb \ub418\ub294 \uc774\uc720<\/strong><br><em>\uc720\ub7fd \uace0\uc18c\ub4dd\uc790 10\ub144\uc744 \uc606\uc5d0\uc11c \uc9c0\ucf1c\ubcf4\uba70<\/em><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ub3c5\uc77c\uc5d0\uc11c 10\ub144 \ub118\uac8c \uc0b4\ub2e4 \ubcf4\uba74 \uc774\ub7f0 \uc0ac\ub78c\ub4e4\uc744 \uaf64 \ub9cc\ub098\uac8c \ub41c\ub2e4. \uc5f0\ubd09\uc774 \ub192\uace0, \uc9c1\ud568\ub3c4 \uc88b\uace0, \uc0dd\ud65c\ub3c4 \uc548\uc815\ub3fc \ubcf4\uc774\ub294\ub370 \u2014 \uc815\uc791 \uc790\uc0b0 \uc774\uc57c\uae30\ub97c \ud558\uba74 \ub9d0\uc774 \ud750\ub824\uc9c0\ub294 \uc0ac\ub78c\ub4e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ub098\ub3c4 \ucc98\uc74c\uc5d4 \uadf8 \uc774\uc720\ub97c \ubab0\ub790\ub2e4. \uadf8\ub7ec\ub2e4 \uc5b4\ub290 \uc21c\uac04 \ub0b4 \uc0c1\ud669\uc744 \ub4e4\uc5ec\ub2e4\ubcf4\uba74\uc11c \uc54c\uac8c \ub410\ub2e4. \uc774\uac74 \uac1c\uc778\uc758 \ubb38\uc81c\uac00 \uc544\ub2c8\ub77c \uad6c\uc870\uc758 \ubb38\uc81c\ub77c\ub294 \uac83\uc744.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc138\uae08 \uc774\uc57c\uae30\ub294 \uc774\ubbf8 \ub2e4\ub978 \uae00\uc5d0\uc11c \ud588\ub2e4. \uc2e4\uc81c \uae09\uc5ec\uba85\uc138\uc11c\ub97c \uacf5\uac1c\ud55c \uae00\uc778\ub370, \ubcf4\uba74 \uc880 \ub180\ub784 \uc218\ub3c4 \uc788\ub2e4. \uc624\ub298\uc740 \uadf8 \uc774\ud6c4\uc758 \uc774\uc57c\uae30\ub2e4. \uc138\ud6c4 \uc2e4\uc218\ub839\uc744 \uc190\uc5d0 \uc954 \ub2e4\uc74c\uc5d0\ub3c4, \uc65c \ub3c8\uc774 \uc313\uc774\uc9c0 \uc54a\ub294\uac00.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\uccab \ubc88\uc9f8 \ud568\uc815 \u2014 \ud68c\uc0ac\uc5d0\uc11c \ucc28\ub97c \uc900\ub2e4\uace0 \ud588\uc744 \ub54c \ub098\ub294 \uc88b\ub2e4\uace0 \ud588\ub2e4. \uadf8\uac8c \uc2e4\uc218\uc600\ub2e4<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc720\ub7fd\uc5d0\uc11c \uc77c\uc815 \uc9c1\uae09 \uc774\uc0c1\uc774 \ub418\uba74 Company Car\ub97c \ubc1b\ub294\ub2e4. \ucc98\uc74c\uc5d4 \uc194\uc9c1\ud788 \uae30\ubd84\uc774 \uc88b\uc558\ub2e4. \ucc28 \uac12 \uc544\ub080\ub2e4\uace0 \uc0dd\uac01\ud588\uc73c\ub2c8\uae4c.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uadf8\ub7f0\ub370 \ub3c5\uc77c \uc138\ubc95\uc5d0\uc11c Company Car\ub294 \ud604\ubb3c \uae09\uc5ec(Sachbezug)\ub85c \uac04\uc8fc\ub41c\ub2e4. \ucc28\ub7c9 \uc2e0\ucc28 \uac00\uaca9\uc758 1%\uac00 \ub9e4\ub2ec \uc18c\ub4dd\uc5d0 \ucd94\uac00\ub418\uc5b4 \uacfc\uc138\ub41c\ub2e4. 4\ub9cc \uc720\ub85c\uc9dc\ub9ac \ucc28\ub77c\uba74 \ub9e4\ub2ec 400\uc720\ub85c\uac00 \uc18c\ub4dd\uc73c\ub85c \uc7a1\ud788\uace0, \ucd5c\uace0 \uc138\uc728 \uad6c\uac04 42% \uc801\uc6a9 \uc2dc \uc2e4\uc9c8 \uc138\uae08 \ubd80\ub2f4\uc774 \uc6d4 170\uc720\ub85c \uc548\ud30e\uc774\ub2e4. \ucd9c\ud1f4\uadfc \uac70\ub9ac\uc5d0 \ub530\ub77c \ucd94\uac00 \uacfc\uc138\ub3c4 \ubd99\ub294\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uae09\uc5ec\uba85\uc138\uc11c\ub97c \uc790\uc138\ud788 \ub4e4\uc5ec\ub2e4\ubcf4\uae30 \uc804\uae4c\uc9c0 \ub098\ub294 \uc774\uac78 \ubab0\ub790\ub2e4. \uacf5\uc9dc\ub85c \ucc28\ub97c \ud0c0\ub294 \uac8c \uc544\ub2c8\ub77c, \ub9e4\ub2ec \ub3c8\uc744 \ub0b4\uace0 \ud0c0\ub294 \uad6c\uc870\uc600\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc5ec\uae30\uc11c \ub05d\uc774 \uc544\ub2c8\ub2e4. \ubc30\uc6b0\uc790\ub3c4 \ucc28\ub7c9\uc774 \ud544\uc694\ud558\ub2e4. \ud504\ub791\ud06c\ud478\ub974\ud2b8 \uc678\uacfd\uc774\ub098 Bad Homburg \uac19\uc740 \uc9c0\uc5ed\uc5d0\uc11c \uc0dd\ud65c\ud558\uba74 \ucc28 \uc5c6\uc774\ub294 \uc544\uc774 \ud53d\uc5c5\ub3c4, \uc7a5\ubcf4\uae30\ub3c4 \uc27d\uc9c0 \uc54a\ub2e4. \ubc30\uc6b0\uc790 \ucc28\ub7c9\uc758 \ubcf4\ud5d8\ub8cc, \uc720\ub958\ube44, \uc815\uae30 \uc810\uac80\uae4c\uc9c0 \ud569\uce58\uba74 \uc6d4 400~500\uc720\ub85c\ub294 \uae30\ubcf8\uc774\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Company Car \uc138\uae08 170\uc720\ub85c\uc5d0 \ubc30\uc6b0\uc790 \ucc28\ub7c9 \uc720\uc9c0\ube44 450\uc720\ub85c. \ucc28\ub7c9 \uad00\ub828 \uc9c0\ucd9c\ub9cc \uc6d4 600\uc720\ub85c\ub97c \ub118\uae34\ub2e4. \uadf8\ub9ac\uace0 \ub300\ubd80\ubd84\uc758 \uc0ac\ub78c\ub4e4\uc740 \uc774 \uacc4\uc0b0\uc744 \uc81c\ub300\ub85c \ud574\ubcf8 \uc801\uc774 \uc5c6\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\ub450 \ubc88\uc9f8 \ud568\uc815 \u2014 \uc5b8\uc81c \ubc14\ub010 \uac74\uc9c0 \uae30\uc5b5\uc774 \uc548 \ub09c\ub2e4<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">5\ub144 \uc804 \uc6b0\ub9ac \uac00\uc871\uc758 \uc5ec\ub984 \ud734\uac00\ub294 \ucc28\ub85c 3\uc2dc\uac04 \uac70\ub9ac\uc600\ub2e4. \uc9c0\uae08\uc740 \ube44\ud589\uae30\ub2e4. \uc5b8\uc81c \ubc14\ub010 \uac74\uc9c0 \uae30\uc5b5\uc774 \uc548 \ub09c\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc774\uac8c Lifestyle Inflation\uc774\ub2e4. \uc720\ub7fd\uc5d0\uc11c\ub294 \uc774\uac8c \ud55c\uad6d\ubcf4\ub2e4 \ud6e8\uc52c \uc870\uc6a9\ud558\uac8c, \uadf8\ub798\uc11c \ub354 \uc704\ud5d8\ud558\uac8c \uc77c\uc5b4\ub09c\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud55c\uad6d\uc5d0\uc11c\uc758 \uc18c\ube44\ub294 \ube44\uad50\uc801 \ub208\uc5d0 \ubcf4\uc778\ub2e4. \ucc28\ub97c \ubc14\uafb8\uac70\ub098, \uba85\ud488\uc744 \uc0ac\uac70\ub098. \uc720\ub7fd\uc5d0\uc11c\ub294 \ub2e4\ub974\ub2e4. \ub3d9\ub124\uac00 \ud55c \ub2e8\uacc4 \uc62c\ub77c\uac04\ub2e4. \ubc29 \ud558\ub098 \ub354 \uc788\ub294 \uc9d1\uc73c\ub85c \uc774\uc0ac\ud55c\ub2e4. \uc544\uc774 \ubc29\uacfc\ud6c4 \ud65c\ub3d9\uc774 \ud558\ub098 \ub458 \ub298\uc5b4\ub09c\ub2e4. \uc678\uc2dd \ube48\ub3c4\ubcf4\ub2e4 \uc678\uc2dd \ub2e8\uac00\uac00 \uc62c\ub77c\uac04\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uac01\uac01\uc740 100~200\uc720\ub85c \ucc28\uc774\ub2e4. \uadf8\ub7f0\ub370 \uc774\uac8c \ub3d9\uc2dc\uc5d0 \ub2e4\uc12f \uac00\uc9c0\uac00 \uc77c\uc5b4\ub098\uba74 \uc6d4 \uc9c0\ucd9c\uc774 \uc870\uc6a9\ud788 1,000\uc720\ub85c \uc62c\ub77c\uac00 \uc788\ub2e4. \uadf8\ub9ac\uace0 \ud55c \ubc88 \uc62c\ub77c\uac04 \uc0dd\ud65c \uc218\uc900\uc740 \ub0b4\ub9ac\uae30\uac00 \uac70\uc758 \ubd88\uac00\ub2a5\ud558\ub2e4. \uc544\uc774\uac00 \ub2e4\ub2c8\ub358 \ud65c\ub3d9\uc744 \ub04a\uae30 \uc5b4\ub835\uace0, \uc774\uc0ac\ud55c \ub3d9\ub124\uc5d0\uc11c \ub2e4\uc2dc \ub0b4\ub824\uac00\uae30\ub3c4 \uc5b4\ub835\ub2e4. \uc5f0\ubd09\uc774 \uc62c\ub790\ub294\ub370 \uc65c \ub354 \ube60\ub4ef\ud55c \ub290\ub08c\uc778\uc9c0 \u2014 \uadf8 \uc774\uc720\uac00 \uc5ec\uae30 \uc788\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\uc138 \ubc88\uc9f8 \ud568\uc815 \u2014 \uc5f0\ub9d0\uc5d0 \ucc98\uc74c\uc73c\ub85c \uac00\uacc4\ubd80\ub97c \uc368\ubd24\ub2e4<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc5f0\ub9d0\uc5d0 \ucc98\uc74c\uc73c\ub85c \ud55c \ud574 \uc9c0\ucd9c\uc744 \uc815\ub9ac\ud574\ubd24\ub2e4. \uc678\uc2dd\uc5d0\ub9cc \uc5f0\uac04 6,000\uc720\ub85c\uac00 \ub098\uac00 \uc788\uc5c8\ub2e4. \uc6d4 500\uc720\ub85c\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uadf8 \ub3c8\uc744 \ub9e4\ub2ec ETF\uc5d0 \ub123\uc5c8\uc73c\uba74 \uc9c0\uae08\ucbe4 \uc5bc\ub9c8\uc600\uc744\uae4c. \uacc4\uc0b0\ud558\uace0 \ub098\uc11c \uc880 \uba4d\ud588\ub2e4. \uc6d4 300\uc720\ub85c\uac00 25\ub144 \ud6c4 \uc5bc\ub9c8\uac00 \ub418\ub294\uc9c0 \uad81\uae08\ud558\ub2e4\uba74, \ub3c5\uc77c \uc138\uae08\uae4c\uc9c0 \ubc18\uc601\ud574\uc11c \uc9c1\uc811 \uacc4\uc0b0\ud574\ubcf8 \uae00\uc774 \uc788\uc73c\ub2c8 \uc77d\uc5b4\ubcf4\uae38 \uad8c\ud55c\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uace0\uc18c\ub4dd\uc790\ub4e4\uc774 \uc790\uc0b0\uc744 \uc313\uc9c0 \ubabb\ud558\ub294 \ud575\uc2ec \uc774\uc720 \uc911 \ud558\ub098\uac00 \uc5ec\uae30 \uc788\ub2e4. \ud1b5\uc7a5\uc5d0 \uc794\uace0\uac00 \uc788\uc73c\ub2c8 \uae09\ud558\uc9c0 \uc54a\ub2e4\ub294 \uac10\uac01. \uc774\ubc88 \ub2ec\uc740 \uc880 \uc37c\uc9c0\ub9cc \ub2e4\uc74c \ub2ec\uc5d0 \ub610 \ub4e4\uc5b4\uc628\ub2e4\ub294 \uc548\ub3c4\uac10. \uadf8\ub7f0\ub370 \uc774 \uc720\ub3d9\uc131\uc740 \ucc29\uac01\uc774\ub2e4. \uace0\uc815 \uc9c0\ucd9c\uc744 \uc2e4\uc81c\ub85c \uacc4\uc0b0\ud574\ubcf4\uba74 \uc790\uc720\ub86d\uac8c \uc4f8 \uc218 \uc788\ub294 \ub3c8\uc740 \uc0dd\uac01\ubcf4\ub2e4 \ud6e8\uc52c \uc801\ub2e4. \ud1b5\uc7a5 \uc794\uace0\ub294 \uadf8 \uad6c\ubd84\uc744 \ud558\uc9c0 \uc54a\ub294\ub2e4. \uadf8\ub0e5 \uc22b\uc790\uac00 \uc788\uc744 \ubfd0\uc774\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc774 \ucc29\uac01 \uc18d\uc5d0\uc11c \uac00\uc7a5 \ub9ce\uc774 \ud558\ub294 \uc2e4\uc218\uac00 &#8220;\uc4f0\uace0 \ub0a8\uc740 \ub3c8\uc73c\ub85c \ud22c\uc790\ud558\uae30&#8221;\ub2e4. \ub0a8\ub294 \ub3c8\uc740 \ub300\ubd80\ubd84 \ub0a8\uc9c0 \uc54a\ub294\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\ub124 \ubc88\uc9f8 \ud568\uc815 \u2014 &#8220;\uc774 \uc815\ub3c4 \ubc84\ub294\ub370 ETF \uba87 \ubc31 \uc720\ub85c\uac00 \ubb50\uac00 \ub2ec\ub77c\uc9c0\uaca0\uc5b4&#8221;<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc774\uac8c \uac00\uc7a5 \ube44\uc2fc \uc0dd\uac01\uc774\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc6d4 300\uc720\ub85c\ub97c 25\ub144 \uad74\ub9b0 \uc0ac\ub78c\uc774 \uc6d4 3,000\uc720\ub85c\ub97c 5\ub144 \uad74\ub9b0 \uc0ac\ub78c\ubcf4\ub2e4 \ud6e8\uc52c \ub9ce\uc740 \uc790\uc0b0\uc744 \uac16\uac8c \ub418\ub294 \uacbd\uc6b0\uac00 \uc5bc\ub9c8\ub4e0\uc9c0 \uc788\ub2e4. \ubcf5\ub9ac\ub294 \uae08\uc561\ubcf4\ub2e4 \uc2dc\uac04\uc774 \ud575\uc2ec\uc774\uae30 \ub54c\ubb38\uc774\ub2e4. \uace0\uc18c\ub4dd\uc790\uc77c\uc218\ub85d \uc774 \ud568\uc815\uc5d0 \ube60\uc9c0\uae30 \uc27d\ub2e4. \uc18c\uc561 \ud22c\uc790\uac00 \uc6b0\uc2a4\uc6cc \ubcf4\uc774\uace0, \uc5b8\uc81c\ub4e0 \ud06c\uac8c \ub123\uc744 \uc218 \uc788\ub2e4\ub294 \uc790\uc2e0\uac10\uc774 \uc788\ub2e4. \uadf8\ub7f0\ub370 \uadf8 &#8220;\uc5b8\uc81c\ub4e0&#8221;\uc740 \ub300\ubd80\ubd84 \uc624\uc9c0 \uc54a\ub294\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc18c\uc561\uc774\ub77c\ub294 \uc774\uc720\ub85c \ubbf8\ub8e8\ub294 \ub3d9\uc548 \ub300\uccb4 \ubd88\uac00\ub2a5\ud55c \uac83\uc774 \uc0ac\ub77c\uc9c4\ub2e4. \uc2dc\uac04\uc774\ub2e4. \uad6c\uccb4\uc801\uc73c\ub85c \uc5b4\ub514\uc11c, \uc5bc\ub9c8\uc529 \uc2dc\uc791\ud558\uba74 \ub418\ub294\uc9c0\ub294 <a href=\"https:\/\/ablesquarelab.com\/?p=75.\" type=\"link\" id=\"ablesquarelab.com\/?p=75.\">Trade <\/a><a href=\"https:\/\/ablesquarelab.com\/?p=75.\" type=\"link\" id=\"ablesquarelab.com\/?p=75.\" target=\"_blank\" rel=\"noreferrer noopener\">Republic\uc744<\/a><a href=\"https:\/\/ablesquarelab.com\/?p=75.\" type=\"link\" id=\"ablesquarelab.com\/?p=75.\"> <\/a><a href=\"https:\/\/ablesquarelab.com\/?p=75.\" type=\"link\" id=\"ablesquarelab.com\/?p=75.\" target=\"_blank\" rel=\"noreferrer noopener\">\uc9c1\uc811<\/a><a href=\"https:\/\/ablesquarelab.com\/?p=75.\" type=\"link\" id=\"ablesquarelab.com\/?p=75.\"> \uc368\ubcf8 \ud6c4\uae30<\/a> \uae00\uc5d0\uc11c \ud50c\ub7ab\ud3fc \ube44\uad50\ubd80\ud130 \uc2e4\uc81c \uc138\uae08\uae4c\uc9c0 \uc815\ub9ac\ud574\ub480\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\uadf8\ub798\uc11c \ub098\ub294 \uc21c\uc11c\ub97c \ubc14\uafe8\ub2e4<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">2021\ub144, \ub098\ub294 \ud558\ub098\uc758 \ubaa9\ud45c\ub97c \uc22b\uc790\ub85c \ub9cc\ub4e4\uc5c8\ub2e4. 2030\ub144\uae4c\uc9c0 \uc21c\uc790\uc0b0 60\ub9cc \uc720\ub85c. \uc5ed\uc0b0\ud588\ub2e4. \uc9c0\uae08 \uc5bc\ub9c8\uac00 \uc788\uace0, \ub9e4\ub144 \uc5bc\ub9c8\uac00 \ucd94\uac00\ub418\uc5b4\uc57c \ud558\ub294\uc9c0.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ubc29\ubc95\uc740 \ub2e8\uc21c\ud588\ub2e4. \uc6d4\uae09\uc774 \ub4e4\uc5b4\uc624\uba74 \ud22c\uc790\uae08\uc744 \uba3c\uc800 \ube80\ub2e4. \ub0a8\uc740 \ub3c8\uc73c\ub85c \uc0dd\ud65c\ud55c\ub2e4. \ucc98\uc74c\uc5d4 \ube61\ube61\ud588\ub2e4. \uadf8\ub7f0\ub370 \uc0ac\ub78c\uc740 \uc0dd\uac01\ubcf4\ub2e4 \ube68\ub9ac \uc801\uc751\ud55c\ub2e4. \ud55c \ubc88 \uad6c\uc870\uac00 \ub9cc\ub4e4\uc5b4\uc9c0\uba74 \ud310\ub2e8\ud558\uc9c0 \uc54a\uc544\ub3c4 \ub41c\ub2e4. \uc2dc\uc2a4\ud15c\uc774 \ub300\uc2e0\ud55c\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">2026\ub144 \ud604\uc7ac \ubaa9\ud45c\uc758 \uc57d 70% \uc218\uc900\uae4c\uc9c0 \uc640 \uc788\ub2e4. \uc815\ud655\ud55c \uc22b\uc790\ub97c \ub9d0\ud558\uae30 \uc5b4\ub824\uc6b4 \uac74 \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uc548\uc5d0 \ub124\ub35c\ub780\ub4dc \ubd80\ub3d9\uc0b0\uc774 \ud3ec\ud568\ub3fc \uc788\uc5b4\uc11c\ub2e4. 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