{"id":84,"date":"2026-05-01T16:18:33","date_gmt":"2026-05-01T15:18:33","guid":{"rendered":"https:\/\/ablesquarelab.com\/?p=84"},"modified":"2026-05-01T16:18:34","modified_gmt":"2026-05-01T15:18:34","slug":"%eb%8f%85%ec%9d%bc%ec%97%90%ec%84%9c-%ec%a7%91-%ec%82%b4%ea%b9%8c-etf-%ec%82%b4%ea%b9%8c-%ec%84%b8%ea%b8%88%c2%b7%ec%88%98%ec%9d%b5%eb%a5%a0-%ec%a7%81%ec%a0%91-%ea%b3%84%ec%82%b0%ed%95%b4","status":"publish","type":"post","link":"https:\/\/ablesquarelab.com\/?p=84","title":{"rendered":"\ub3c5\uc77c\uc5d0\uc11c \uc9d1 \uc0b4\uae4c ETF \uc0b4\uae4c \u2014 \uc138\uae08\u00b7\uc218\uc775\ub960 \uc9c1\uc811 \uacc4\uc0b0\ud574\ubd24\ub2e4"},"content":{"rendered":"\n<p>\ub3c5\uc77c\uc5d0\uc11c \uc0b4\ub2e4 \ubcf4\uba74 \ud55c \ubc88\ucbe4 \uc9c4\uc9c0\ud558\uac8c \uace0\ubbfc\ud558\uac8c \ub41c\ub2e4.<\/p>\n\n\n\n<p>&#8220;\uc774\uc81c \uc2ac\uc2ac \uc9d1\uc744 \uc0ac\uc57c \ud558\ub294 \uac70 \uc544\ub2d0\uae4c?&#8221;<\/p>\n\n\n\n<p>\uc8fc\ubcc0 \ub3c5\uc77c \ub3d9\ub8cc\ub4e4\uc740 \ud558\ub098\ub458 \uc9d1\uc744 \uc0b0\ub2e4. \ud55c\uad6d\uc5d0\uc11c \uc628 \uc0ac\ub78c\uc774\ub77c\uba74 \ub354 \uadf8\ub807\ub2e4. \ubd80\ub3d9\uc0b0\uc740 \uace7 \uc790\uc0b0\uc774\ub77c\ub294 DNA\uac00 \uc788\uc73c\ub2c8\uae4c. \ub098\ub3c4 \uc608\uc678\ub294 \uc544\ub2c8\uc5c8\ub2e4. \ub3c5\uc77c\uc5d0 \uc790\ub9ac\ub97c \uc7a1\uace0, \uac00\uc871\uc774 \uc0dd\uae30\uace0, \uc544\uc774\uac00 \ud559\uad50\uc5d0 \ub2e4\ub2c8\uae30 \uc2dc\uc791\ud558\uba74\uc11c \uc790\uc5f0\uc2a4\ub7fd\uac8c \uadf8 \uc0dd\uac01\uc774 \ucee4\uc84c\ub2e4.<\/p>\n\n\n\n<p>\uadf8\ub7f0\ub370 \ub9c9\uc0c1 \uacc4\uc0b0\uc744 \ud574\ubcf4\ub2c8 \uc0dd\uac01\uc774 \ub2ec\ub77c\uc84c\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\ub3c5\uc77c \ubd80\ub3d9\uc0b0, \uc0dd\uac01\ubcf4\ub2e4 \uc9c4\uc785\uc7a5\ubcbd\uc774 \ub192\ub2e4<\/h2>\n\n\n\n<p>\ud504\ub791\ud06c\ud478\ub974\ud2b8 \uadfc\uad50\uc5d0 \ud55c\uad6d \uc0ac\ub78c\ub4e4\uc774 \ub9ce\uc774 \uc0ac\ub294 \ub3d9\ub124\uac00 \uc788\ub2e4. Bad Homburg, \uc624\ubc84\uc6b0\uc5b4\uc824, \ucfa8\ub2c8\ud788\uc288\ud0c0\uc778. \ud559\uad70\ub3c4 \uc88b\uace0, \ud658\uacbd\ub3c4 \ucf8c\uc801\ud558\uace0, \ud55c\uad6d \ucee4\ubba4\ub2c8\ud2f0\ub3c4 \uc788\ub2e4. 4\uc778 \uac00\uc871\uc774 \uc81c\ub300\ub85c \uc0b4 \uacf5\uac04\uc744 \uac16\ucd94\ub824\uba74 \uc774 \ub3d9\ub124\uc5d0\uc11c <strong>80\ub9cc \uc720\ub85c<\/strong>\ub294 \ubd10\uc57c \ud55c\ub2e4.<\/p>\n\n\n\n<p>\ubb38\uc81c\ub294 \uadf8\ub2e4\uc74c\uc774\ub2e4. \ub3c5\uc77c\uc5d0\uc11c \uc9d1\uc744 \uc0b4 \ub54c\ub294 \ub9e4\ub9e4\uac00\ub9cc \uc900\ube44\ud574\uc11c\ub294 \uc548 \ub41c\ub2e4. \uc5ec\uae30\uc5d0 \ubd99\ub294 \ubd80\ub300\ube44\uc6a9\uc774 \uc0c1\ub2f9\ud558\ub2e4.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>\ud56d\ubaa9<\/th><th>\ube44\uc728<\/th><th>\uae08\uc561<\/th><\/tr><\/thead><tbody><tr><td>\uacc4\uc57d\uae08 (20%)<\/td><td>20%<\/td><td>\u20ac160,000<\/td><\/tr><tr><td>\ubd80\ub3d9\uc0b0\ucde8\ub4dd\uc138 Grunderwerbsteuer (\ud5e4\uc13c\uc8fc 6%)<\/td><td>6%<\/td><td>\u20ac48,000<\/td><\/tr><tr><td>\uacf5\uc99d\ube44 Notarkosten<\/td><td>1.5%<\/td><td>\u20ac12,000<\/td><\/tr><tr><td>\ub4f1\uae30\ube44 Grundbuchamt<\/td><td>0.5%<\/td><td>\u20ac4,000<\/td><\/tr><tr><td>\uc911\uac1c\ube44 Maklerprovision<\/td><td>3.57%<\/td><td>\u20ac28,560<\/td><\/tr><tr><td><strong>\ucd1d \ud544\uc694 \ud604\uae08<\/strong><\/td><td><\/td><td><strong>\u20ac252,560<\/strong><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>\uacc4\uc57d\uae08 20%\uc5d0 \uac01\uc885 \uc138\uae08\uacfc \uc218\uc218\ub8cc\uae4c\uc9c0 \ub354\ud558\uba74, <strong>\uccab\ub0a0 \ud1b5\uc7a5\uc5d0 \uc788\uc5b4\uc57c \ud558\ub294 \ud604\uae08\uc774 \uc57d 25\ub9cc \uc720\ub85c<\/strong>\ub2e4. \ud55c\ud654\ub85c \ub530\uc9c0\uba74 3\uc5b5 5\ucc9c\ub9cc\uc6d0\uc774 \ub118\ub294\ub2e4. \ubaa8\uae30\uc9c0\ub97c \ubc1b\uae30\ub3c4 \uc804\uc5d0, \uc774\ubbf8 \uc774 \ub3c8\uc774 \ub0b4 \uc190\uc5d0 \uc950\uc5b4\uc838 \uc788\uc5b4\uc57c \ud55c\ub2e4\ub294 \ub73b\uc774\ub2e4.<\/p>\n\n\n\n<p>\uc5ec\uae30\uc11c \ub05d\uc774 \uc544\ub2c8\ub2e4. \ubaa8\uae30\uc9c0 \uae08\ub9ac\ub3c4 \ud604\uc2e4\uc801\uc73c\ub85c \ubd10\uc57c \ud55c\ub2e4. \ud604\uc7ac \ub3c5\uc77c \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c \uae08\ub9ac\ub294 3~4%\ub300\ub2e4. 60\ub9cc \uc720\ub85c\ub97c \ube4c\ub9ac\uba74 \ub9e4\ub2ec \uc6d0\ub9ac\uae08 \uc0c1\ud658\ub9cc <strong>2,500~3,000\uc720\ub85c<\/strong> \uc218\uc900\uc774 \ub41c\ub2e4. \uc5ec\uae30\uc5d0 \uc7ac\uc0b0\uc138, \uad00\ub9ac\ube44, \uc218\uc120\uc801\ub9bd\uae08\uae4c\uc9c0 \ub354\ud558\uba74 \uc8fc\uac70 \uad00\ub828 \uace0\uc815\uc9c0\ucd9c\uc774 \uc6d4 <strong>3,500\uc720\ub85c<\/strong>\ub97c \ud6cc\uca4d \ub118\uae30\ub294 \uc77c\ub3c4 \ub4dc\ubb3c\uc9c0 \uc54a\ub2e4.<\/p>\n\n\n\n<p>\uc9d1\uc744 \uc0ac\ub294 \uc21c\uac04, \ub9e4\ub2ec \uc774 \uae08\uc561\uc774 \uace0\uc815\ube44\ub85c \ud655\uc815\ub41c\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\ub3c5\uc77c \ubd80\ub3d9\uc0b0\uacfc ETF, \uc138\uae08\uc774 \ub2e4\ub974\uac8c \uc791\ub3d9\ud55c\ub2e4<\/h2>\n\n\n\n<p>\ub9ce\uc740 \uc0ac\ub78c\ub4e4\uc774 \ubd80\ub3d9\uc0b0\uacfc ETF\ub97c \uc218\uc775\ub960\ub85c\ub9cc \ube44\uad50\ud55c\ub2e4. \uadf8\ub7f0\ub370 \ub3c5\uc77c\uc5d0\uc11c\ub294 <strong>\uc138\uae08 \uad6c\uc870 \uc790\uccb4\uac00 \ub2e4\ub974\uae30 \ub54c\ubb38\uc5d0<\/strong> \uc218\uc775\ub960 \ube44\uad50\ub9cc\uc73c\ub85c\ub294 \uc808\ubc18\ubc16\uc5d0 \ubaa8\ub978\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\uc790\uac00\uac70\uc8fc \ubaa9\uc801\uc73c\ub85c \uc0c0\uc744 \ub54c \u2014 \ubcf4\uc720 \uc911 \uc138\uae08<\/h3>\n\n\n\n<p>\uc784\ub300\ub97c \ub193\uc9c0 \uc54a\uace0 \ubcf8\uc778\uc774 \uc9c1\uc811 \uac70\uc8fc\ud55c\ub2e4\uba74 \uc784\ub300\uc18c\ub4dd\uc138\ub294 \uc5c6\ub2e4. \ud558\uc9c0\ub9cc \uc9d1\uc744 \ubcf4\uc720\ud558\ub294 \uac83\ub9cc\uc73c\ub85c \ub9e4\ub144 \ub098\uac00\ub294 \uc138\uae08\uc774 \uc788\ub2e4. <strong>Grundsteuer(\uc7ac\uc0b0\uc138)<\/strong>\ub2e4.<\/p>\n\n\n\n<p>\uc18c\ub4dd\uacfc\ub294 \uc804\ud600 \ubb34\uad00\ud558\uac8c \ubb3c\uac74 \uae30\uc900\uc73c\ub85c \ubd80\uacfc\ub41c\ub2e4. 80\ub9cc \uc720\ub85c \uc8fc\ud0dd \uae30\uc900\uc73c\ub85c \uc5f0\uac04 \uc57d <strong>\u20ac1,500~\u20ac3,000<\/strong> \uc218\uc900\uc774\ub2e4. \uc6d4\ub85c \ud658\uc0b0\ud558\uba74 <strong>\u20ac125~\u20ac250<\/strong>\uc774 \ub9e4\ub2ec \uace0\uc815\uc73c\ub85c \ub098\uac04\ub2e4. \uac8c\ub2e4\uac00 2025\ub144 Grundsteuerreform(\uc7ac\uc0b0\uc138 \uac1c\ud3b8) \uc774\ud6c4 \uc77c\ubd80 \uc9c0\uc5ed\uc5d0\uc11c\ub294 \ubd80\ub2f4\uc774 \ub354 \ub298\uc5b4\ub09c \ucf00\uc774\uc2a4\ub3c4 \uc788\ub2e4.<\/p>\n\n\n\n<p>\uc9d1\uc744 \ubcf4\uc720\ud55c\ub2e4\ub294 \uac83\uc740 \uc218\uc775\uc774 \uc5c6\uc5b4\ub3c4 \ube44\uc6a9\uc774 \uacc4\uc18d \ubc1c\uc0dd\ud55c\ub2e4\ub294 \ub73b\uc774\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\ud314 \ub54c \uc138\uae08 \u2014 \uc790\uac00\uac70\uc8fc\ub77c\uba74 \uc0dd\uac01\ubcf4\ub2e4 \uc720\ub9ac\ud558\ub2e4<\/h3>\n\n\n\n<p>\ub3c5\uc77c \uc138\ubc95\uc5d0\uc11c \uc790\uac00\uac70\uc8fc \ubd80\ub3d9\uc0b0\uc758 \uc591\ub3c4\ucc28\uc775\uc138\ub294 \uc784\ub300 \ubaa9\uc801\uacfc \uc644\uc804\ud788 \ub2e4\ub978 \uaddc\uce59\uc774 \uc801\uc6a9\ub41c\ub2e4.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>\ucf00\uc774\uc2a4<\/th><th>\uc870\uac74<\/th><th>\uc591\ub3c4\uc138<\/th><\/tr><\/thead><tbody><tr><td>\ucf00\uc774\uc2a4 A<\/td><td>10\ub144 \uc774\uc0c1 \ubcf4\uc720 (\uac70\uc8fc \uc5ec\ubd80 \ubb34\uad00)<\/td><td><strong>\u20ac0 \uc644\uc804 \uba74\uc81c<\/strong><\/td><\/tr><tr><td>\ucf00\uc774\uc2a4 B<\/td><td>10\ub144 \ubbf8\ub9cc + \ub9e4\ub3c4 \uc5f0\ub3c4 \ud3ec\ud568 \uc9c1\uc804 2\ub144 \uc790\uac00\uac70\uc8fc<\/td><td><strong>\u20ac0 \uc644\uc804 \uba74\uc81c<\/strong><\/td><\/tr><tr><td>\ucf00\uc774\uc2a4 C<\/td><td>10\ub144 \ubbf8\ub9cc + \uc790\uac00\uac70\uc8fc \uc694\uac74 \ubbf8\ucda9\uc871<\/td><td>\ucc28\uc775 \uc804\uc561 \uc885\ud569\uc18c\ub4dd\uc138\uc728 (\ucd5c\uace0 45%)<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>\uc5ec\uae30\uc11c \ud575\uc2ec\uc740 <strong>\ucf00\uc774\uc2a4 B<\/strong>\ub2e4. 10\ub144\uc744 \ucc44\uc6b0\uc9c0 \uc54a\uc544\ub3c4, \ub9e4\ub3c4\ud558\ub294 \ud574\uc640 \uc9c1\uc804 2\ub144 \ub3d9\uc548 \uc2e4\uc81c\ub85c \ubcf8\uc778\uc774 \uac70\uc8fc\ud588\ub2e4\uba74 \uc591\ub3c4\uc138\uac00 \uc5c6\ub2e4. \uc608\ub97c \ub4e4\uc5b4 2020\ub144\uc5d0 \uc9d1\uc744 \uc0ac\uace0, 2022~2024\ub144\uc5d0 \uc9c1\uc811 \uc0b4\ub2e4\uac00 2024\ub144\uc5d0 \ud314\uba74 \ubcf4\uc720\uae30\uac04\uc774 4\ub144\uc5d0 \ubd88\uacfc\ud558\uc9c0\ub9cc \uc591\ub3c4\uc138\ub294 <strong>\u20ac0<\/strong>\uc774\ub2e4.<\/p>\n\n\n\n<p>\ub2e8, \uc774 \uae30\uac04 \uc911 \uc77c\ubd80\ub77c\ub3c4 \uc784\ub300\ub97c \uc900 \uacbd\uc6b0\uc5d0\ub294 \uc784\ub300 \uae30\uac04 \ube44\uc728\ub9cc\ud07c \uacfc\uc138 \ub300\uc0c1\uc774 \ub41c\ub2e4. \uc790\uac00\uac70\uc8fc \uc694\uac74\uc744 \uaf3c\uaf3c\ud788 \ub530\uc838\uc57c \ud558\ub294 \uc774\uc720\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\uc218\uce58\ub85c \ubcf4\uba74 \uc5bc\ub9c8\ub098 \ucc28\uc774\ub098\ub098<\/h3>\n\n\n\n<p>80\ub9cc \uc720\ub85c\uc5d0 \uad6c\ub9e4\ud574\uc11c 10\ub144 \ud6c4 110\ub9cc \uc720\ub85c\uc5d0 \ub9e4\ub3c4\ud588\ub2e4\uace0 \uac00\uc815\ud558\uba74, \ucc28\uc775\uc740 <strong>\u20ac300,000<\/strong>\uc774\ub2e4.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>\ucf00\uc774\uc2a4<\/th><th>\uc870\uac74<\/th><th>\uc138\uae08<\/th><th>\uc2e4\uc218\ub839 \ucc28\uc775<\/th><\/tr><\/thead><tbody><tr><td>\uc790\uac00 10\ub144 \uc774\uc0c1 \ubcf4\uc720<\/td><td>\ucf00\uc774\uc2a4 A<\/td><td><strong>\u20ac0<\/strong><\/td><td><strong>\u20ac300,000<\/strong><\/td><\/tr><tr><td>\uc9c1\uc804 2\ub144 \uc790\uac00\uac70\uc8fc \ud6c4 \ub9e4\ub3c4<\/td><td>\ucf00\uc774\uc2a4 B<\/td><td><strong>\u20ac0<\/strong><\/td><td><strong>\u20ac300,000<\/strong><\/td><\/tr><tr><td>10\ub144 \ubbf8\ub9cc + \uc784\ub300 \ud3ec\ud568<\/td><td>\ucf00\uc774\uc2a4 C<\/td><td>~\u20ac135,000<\/td><td>\u20ac165,000<\/td><\/tr><tr><td>ETF \ub3d9\uc77c \ucc28\uc775 \u20ac300,000<\/td><td>Teilfreistellung 30% \uc801\uc6a9<\/td><td>~\u20ac55,400<\/td><td>\u20ac244,600<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>\uc790\uac00\uac70\uc8fc \uc870\uac74\ub9cc \ucda9\uc871\ud558\uba74 \ubd80\ub3d9\uc0b0\uc774 \uc138\uae08 \uce21\uba74\uc5d0\uc11c \uc555\ub3c4\uc801\uc73c\ub85c \uc720\ub9ac\ud558\ub2e4. ETF\ub294 \ub3d9\uc77c\ud55c \ucc28\uc775\uc5d0\ub3c4 \uc57d 5\ub9cc 5\ucc9c \uc720\ub85c\uc758 \uc138\uae08\uc774 \ubd99\ub294\ub2e4.<\/p>\n\n\n\n<p>\ub2e8, \ubd80\ub3d9\uc0b0\uc5d0\ub294 <strong>\uc2dc\uac04\uc774\ub77c\ub294 \uc870\uac74<\/strong>\uc774 \ubd99\ub294\ub2e4. 10\ub144\uc744 \uae30\ub2e4\ub9ac\uac70\ub098, \ucd5c\uc18c 2\ub144\uc744 \uc9c1\uc811 \uc0b4\uc544\uc57c \ud55c\ub2e4. ETF\ub294 \uc5b8\uc81c\ub4e0 \ud314 \uc218 \uc788\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">ETF \uc138\uae08 \u2014 \uae09\uc5ec\uc640 \ubb34\uad00, \uace0\uc815\uc138\uc728<\/h3>\n\n\n\n<p>ETF\ub294 \uad6c\uc870\uac00 \ub2e8\uc21c\ud558\ub2e4. \uc18c\ub4dd\uc774 \uc5bc\ub9c8\ub4e0 \uc0c1\uad00\uc5c6\uc774 <strong>Abgeltungssteuer 25% + Soli 5.5% = \uc2e4\uc9c8 26.375%<\/strong> \uace0\uc815\uc138\uc728\uc774 \uc801\uc6a9\ub41c\ub2e4.<\/p>\n\n\n\n<p>\uc5ec\uae30\uc5d0 \ub450 \uac00\uc9c0 \ud61c\ud0dd\uc774 \uc788\ub2e4. \uccab\uc9f8, \uc5f0\uac04 <strong>\u20ac1,000(\ubd80\ubd80 \u20ac2,000)<\/strong>\uc758 Sparerpauschbetrag \uacf5\uc81c\uac00 \uc788\ub2e4. \ub458\uc9f8, \uc8fc\uc2dd\ud615 ETF\ub294 \uc218\uc775\uc758 <strong>30%\uac00 \ube44\uacfc\uc138<\/strong>\ub418\ub294 Teilfreistellung\uc774 \uc801\uc6a9\ub41c\ub2e4. \uc2e4\uc9c8 \uc138\uc728\uc740 26.375%\ubcf4\ub2e4 \ub0ae\uc544\uc9c4\ub2e4.<\/p>\n\n\n\n<p>\uadf8\ub9ac\uace0 \uacb0\uc815\uc801\uc73c\ub85c, <strong>\uae09\uc5ec\uac00 \ub192\uc744\uc218\ub85d ETF\uac00 \uc720\ub9ac\ud574\uc9c4\ub2e4.<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>\uad6c\ubd84<\/th><th>ETF \uc218\uc775 \uc138\uc728<\/th><th>\ubd80\ub3d9\uc0b0 \uc784\ub300\uc218\uc775 \uc138\uc728<\/th><\/tr><\/thead><tbody><tr><td>\uc5f0\ubd09 \u20ac60,000 \uc218\uc900<\/td><td>26.375% \uace0\uc815<\/td><td>~35% (\uae09\uc5ec \ud569\uc0b0)<\/td><\/tr><tr><td>\uc5f0\ubd09 \u20ac200,000 \uc218\uc900<\/td><td>26.375% \uace0\uc815<\/td><td>~45% (\uae09\uc5ec \ud569\uc0b0)<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>\uc784\ub300\uc218\uc775\uc740 \uc885\ud569\uc18c\ub4dd\uc5d0 \ud569\uc0b0\ub418\uae30 \ub54c\ubb38\uc5d0 \uc5f0\ubd09\uc774 \ub192\uc744\uc218\ub85d \uc138\uc728\uc774 \uc62c\ub77c\uac04\ub2e4. \uace0\uc18c\ub4dd\uc790\uac00 \uc784\ub300\ub97c \ub193\uc73c\uba74 \uc784\ub300\uc218\uc775\uc758 \uc808\ubc18 \uac00\uae4c\uc774\ub97c \uc138\uae08\uc73c\ub85c \ub0b8\ub2e4. ETF\ub77c\uba74 \uc18c\ub4dd\uacfc \ubb34\uad00\ud558\uac8c 26%\ub300 \uace0\uc815\uc774\ub2e4.<\/p>\n\n\n\n<p>\uc790\uac00\uac70\uc8fc\ub77c\uba74 \uc784\ub300\uc218\uc775\uc138 \uc790\uccb4\uac00 \uc5c6\uc73c\ub2c8 \uc774 \ubb38\uc81c\ub294 \ud574\ub2f9\ub418\uc9c0 \uc54a\ub294\ub2e4. \ud558\uc9c0\ub9cc \ub9e4\ub3c4 \uc2dc\uc810\uc774 \ub418\uba74 \ub2e4\uc2dc \uc138\uae08 \uc774\uc57c\uae30\uac00 \ub098\uc628\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\uadf8 \ub3c8\uc744 \ubaa8\uc73c\ub294 \ub370 \uc5bc\ub9c8\ub098 \uac78\ub9b4\uae4c \u2014 \uadf8 \uc2dc\uac04\uc774 \uae30\ud68c\ub2e4<\/h2>\n\n\n\n<p>25\ub9cc \uc720\ub85c\ub97c \ud604\uae08\uc73c\ub85c \ub9c8\ub828\ud574\uc57c \ud55c\ub2e4. \uace0\uc18c\ub4dd\uc790\ub77c\ub3c4 \uc774 \uae08\uc561\uc744 \uc21c\uc218 \ud604\uae08\uc73c\ub85c \ubaa8\uc73c\ub294 \ub370\ub294 \uc2dc\uac04\uc774 \uac78\ub9b0\ub2e4. \uadf8\ub9ac\uace0 \ub098\ub294 \uc774 \uc2dc\uac04\uc774 \uc624\ud788\ub824 \uae30\ud68c\ub77c\uace0 \uc0dd\uac01\ud558\uae30 \uc2dc\uc791\ud588\ub2e4.<\/p>\n\n\n\n<p><strong>\uadf8 \uae30\uac04 \ub3d9\uc548 \uadf8 \ub3c8\uc744 \uc5b4\ub514\uc5d0 \ub123\uc5b4\ub450\ub294 \uac8c \ub9de\uc744\uae4c?<\/strong><\/p>\n\n\n\n<p>\uc9c0\uae08 \ub2f9\uc7a5 10\ub9cc \uc720\ub85c\uac00 \uc788\ub2e4\uace0 \uac00\uc815\ud574\ubcf4\uc790. \uc774\uac78 \ubd80\ub3d9\uc0b0 \uacc4\uc57d\uae08 \uc77c\ubd80\ub85c \ubb36\uc5b4\ub450\ub294 \ub300\uc2e0 ETF\uc5d0 \ub123\uc73c\uba74 \uc5b4\ub5bb\uac8c \ub420\uae4c. \ub098\uc2a4\ub2e5100 ETF \uae30\uc900 \uc5f0\ud3c9\uade0 \uc218\uc775\ub960 10% \uac00\uc815 \uc2dc:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>\uae30\uac04<\/th><th>\uc6d0\uae08<\/th><th>\ud3c9\uac00\uc561 (\uc138\uc804)<\/th><\/tr><\/thead><tbody><tr><td>5\ub144<\/td><td>\u20ac100,000<\/td><td>\u20ac161,051<\/td><\/tr><tr><td>10\ub144<\/td><td>\u20ac100,000<\/td><td>\u20ac259,374<\/td><\/tr><tr><td>15\ub144<\/td><td>\u20ac100,000<\/td><td>\u20ac417,725<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>10\ub144\uc774\uba74 \uc6d0\uae08\uc774 2.5\ubc30\uac00 \ub41c\ub2e4. \ub3c5\uc77c \uc138\uae08\uc744 \ubc18\uc601\ud558\uba74 \uc2e4\uc218\ub839\uc740 \uc904\uc5b4\ub4e4\uc9c0\ub9cc, \ubcf5\ub9ac\uc758 \ud798\uc740 \uac15\ub825\ud558\ub2e4.<\/p>\n\n\n\n<p>\ubc18\uba74 \ubd80\ub3d9\uc0b0\uc740 \ucde8\ub4dd \uc2dc\uc810\uc5d0 \uc774\ubbf8 <strong>10~12%\ub97c \ube44\uc6a9\uc73c\ub85c \ub0a0\ub9b0\ub2e4.<\/strong> \uc9d1\uac12\uc774 \uadf8\ub9cc\ud07c \uc62c\ub77c\uc57c \uaca8\uc6b0 \ubcf8\uc804\uc774\ub2e4. 80\ub9cc \uc720\ub85c\uc9dc\ub9ac \uc9d1\uc774\ub77c\uba74 \uc57d <strong>9\ub9cc \uc720\ub85c\uac00 \uccab\ub0a0 \uc0ac\ub77c\uc9c0\ub294 \uc148<\/strong>\uc774\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\ub098\ub294 \uc65c \uc9c0\uae08\ub3c4 ETF\ub97c \uc120\ud0dd\ud558\uace0 \uc788\ub098<\/h2>\n\n\n\n<p>\uc194\uc9c1\ud788 \ub9d0\ud558\uba74, \ub098\ub294 \uc774\ubbf8 \ubd80\ub3d9\uc0b0 \ub9e4\uc785\uc774 \uac00\ub2a5\ud55c \uc218\uc900\uc758 \uc790\uae08\uc744 \uac16\uace0 \uc788\ub2e4. \uadf8\ub7f0\ub370\ub3c4 \uc544\uc9c1 \uc0ac\uc9c0 \uc54a\uc558\ub2e4. \uc758\ub3c4\uc801\uc778 \uc720\uc608\ub2e4.<\/p>\n\n\n\n<p>\uc9c0\uae08 \uc6d4\uc138\ub85c \uc0b4\uba74\uc11c \ubaa8\uc740 \ud070\ub3c8\uc744 ETF\uc5d0 \ub123\uace0 \ubcf5\ub9ac\ub97c \uacc4\uc18d \uad74\ub9ac\ub294 \uac83\uc774, \ub2f9\uc7a5 \uc9d1\uc744 \uc0ac\ub294 \uac83\ubcf4\ub2e4 \uc790\uc0b0 \uc99d\uc2dd \uc18d\ub3c4\uac00 \ube60\ub974\ub2e4\uace0 \ud310\ub2e8\ud558\uace0 \uc788\uae30 \ub54c\ubb38\uc774\ub2e4.<\/p>\n\n\n\n<p>\ub0b4\uac00 \uadf8\ub9ac\ub294 \uc2dc\ub098\ub9ac\uc624\ub294 \uc774\ub807\ub2e4.<\/p>\n\n\n\n<p><strong>1\ub2e8\uacc4 \u2014 \ud604\uae08\ud750\ub984 \ud655\ubcf4:<\/strong> ETF \uc790\uc0b0\uc744 \uc5f0 10% \uc218\uc775\ub960 \uae30\uc900\uc73c\ub85c \ud604\uc7ac \uc6d4\uc138 \uc218\uc900\uc758 \uc218\uc775\uc774 \ub098\uc624\ub294 \uaddc\ubaa8\uae4c\uc9c0 \ud0a4\uc6b4\ub2e4. \uc6d4\uc138\uac00 \u20ac2,500\uc774\ub77c\uba74 \uc57d 30\ub9cc \uc720\ub85c\uc758 ETF \uc790\uc0b0\uc774 \uadf8 \uc5ed\ud560\uc744 \ud55c\ub2e4.<\/p>\n\n\n\n<p><strong>2\ub2e8\uacc4 \u2014 \uc2a4\ub178\uc6b0\ubcfc:<\/strong> \uae09\uc5ec\ub85c \uacc4\uc18d \ucd94\uac00 \ud22c\uc790\ub97c \ubc18\ubcf5\ud55c\ub2e4. \ubcf5\ub9ac\uc640 \ucd94\uac00 \ub0a9\uc785\uc774 \ub3d9\uc2dc\uc5d0 \uc791\ub3d9\ud558\uba74 \uc790\uc0b0\uc740 \uc0dd\uac01\ubcf4\ub2e4 \ube60\ub974\uac8c \ubd88\uc5b4\ub09c\ub2e4.<\/p>\n\n\n\n<p><strong>3\ub2e8\uacc4 \u2014 \ubd80\ub3d9\uc0b0 \uc9c4\uc785 \ud0c0\uc774\ubc0d:<\/strong> \ubd80\ub3d9\uc0b0 \ub9e4\uc785\uc5d0 \ud544\uc694\ud55c \ube44\uc6a9 \uc57d 25\ub9cc \uc720\ub85c\uac00 \uc804\uccb4 \uae08\uc735\uc790\uc0b0\uc758 <strong>30% \uc774\ud558<\/strong> \uc218\uc900\uc774 \ub410\uc744 \ub54c, \uadf8\ub54c \ubd80\ub3d9\uc0b0\uc744 \uc0b0\ub2e4. \uc774 \uc2dc\uc810\uc774 \ub418\uba74 \uc9d1\uc744 \uc0ac\ub354\ub77c\ub3c4 \ub098\uba38\uc9c0 70%\uc758 \uae08\uc735\uc790\uc0b0\uc740 \uadf8\ub300\ub85c \ubcf5\ub9ac\ub97c \uc774\uc5b4\uac04\ub2e4. \uc790\uc0b0 \ubc30\ubd84\uc774 \ud55c\ucabd\uc73c\ub85c \uc3e0\ub9ac\uc9c0 \uc54a\ub294\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\uc6d4\uc138\ub294 \ub0ad\ube44\uac00 \uc544\ub2c8\ub2e4<\/h2>\n\n\n\n<p>\ub9ce\uc740 \uc0ac\ub78c\ub4e4\uc774 \uc6d4\uc138\ub97c \uadf8\ub0e5 \ubc84\ub9ac\ub294 \ub3c8\uc774\ub77c\uace0 \ud55c\ub2e4. \ub098\ub3c4 \ud55c\ub54c \uadf8\ub807\uac8c \uc0dd\uac01\ud588\ub2e4.<\/p>\n\n\n\n<p>\uc9c0\uae08\uc740 \ub2e4\ub974\uac8c \ubcf8\ub2e4. \uc6d4\uc138\ub294 <strong>\uc720\ub3d9\uc131\uc744 \uc720\uc9c0\ud558\ub294 \ube44\uc6a9<\/strong>\uc774\ub2e4. \uc774 \uc9d1\uc5d0 \ubb36\uc774\uc9c0 \uc54a\uc744 \uc790\uc720, \ub354 \uc88b\uc740 \uae30\ud68c\uac00 \uc654\uc744 \ub54c \uc6c0\uc9c1\uc77c \uc218 \uc788\ub294 \uc790\uc720\ub97c \uc0ac\ub294 \ub3c8\uc774\ub2e4. \uc720\ub7fd\uc5d0\uc11c \uc77c\ud558\ub294 \uc0ac\ub78c\uc774\ub77c\uba74 \ud2b9\ud788 \uadf8\ub807\ub2e4. \ucee4\ub9ac\uc5b4\uc5d0 \ub530\ub77c \ub3c4\uc2dc\uac00 \ubc14\ub00c\uace0, \ub098\ub77c\uac00 \ubc14\ub014 \uc218 \uc788\ub2e4. \uadf8 \uc720\uc5f0\uc131\uc774 \ub54c\ub85c\ub294 \uc9d1 \ud55c \ucc44\ubcf4\ub2e4 \ub354 \uac00\uce58 \uc788\ub2e4.<\/p>\n\n\n\n<p>\ubb3c\ub860 \uc5b8\uc820\uac00\ub294 \ubd80\ub3d9\uc0b0\ub3c4 \uc0b4 \uac83\uc774\ub2e4. \uc5b4\ucc28\ud53c \uc0b4\uc544\uc57c \ud560 \uc9d1\uc774 \ud558\ub098\ub294 \ud544\uc694\ud558\uace0, \uc6d4\uc138\ub97c sunk cost\ub85c \uacc4\uc18d \ub0b4\ub294 \uac83\ubcf4\ub2e4 \uc790\uc0b0\uc73c\ub85c\uc11c \ubd80\ub3d9\uc0b0\uc744 \ubcf4\uc720\ud558\ub294 \uac83\uc774 \ub9de\ub2e4. \ud558\uc9c0\ub9cc \uadf8 \ud0c0\uc774\ubc0d\uc740 \ub0b4\uac00 \uc815\ud55c\ub2e4. \uc2dc\uc7a5\uc774 \uc815\ud558\ub294 \uac8c \uc544\ub2c8\ub77c.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\uc815\ub9ac\ud558\uba74<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\ub3c5\uc77c \ubd80\ub3d9\uc0b0 \uc9c4\uc785\uc5d0\ub294 \ucd5c\uc18c <strong>\u20ac252,000\uc758 \ud604\uae08<\/strong>\uc774 \ud544\uc694\ud558\ub2e4 (80\ub9cc\uc720\ub85c \uc9d1\uac12 \uae30\uc900)<\/li>\n\n\n\n<li>\ucde8\ub4dd \uc2dc\uc810\uc5d0 \uc774\ubbf8 <strong>10~12%\uac00 \ube44\uc6a9<\/strong>\uc73c\ub85c \uc0ac\ub77c\uc9c4\ub2e4<\/li>\n\n\n\n<li>\uc790\uac00\uac70\uc8fc \uc2dc \ubcf4\uc720\uc138(Grundsteuer)\ub294 \uc18c\ub4dd\uacfc \ubb34\uad00\ud558\uac8c \ub9e4\ub144 \uace0\uc815 \ubc1c\uc0dd<\/li>\n\n\n\n<li>\uc790\uac00\uac70\uc8fc \uc870\uac74 \ucda9\uc871 \uc2dc \uc591\ub3c4\uc138 <strong>\u20ac0<\/strong> \u2014 \uc138\uae08 \uce21\uba74\uc5d0\uc11c \ubd80\ub3d9\uc0b0\uc758 \uac00\uc7a5 \uac15\ub825\ud55c \ubb34\uae30<\/li>\n\n\n\n<li>ETF\ub294 \uc18c\ub4dd\uacfc \ubb34\uad00\ud55c <strong>26.375% \uace0\uc815\uc138\uc728<\/strong> \u2014 \uace0\uc18c\ub4dd\uc790\uc77c\uc218\ub85d \uc720\ub9ac<\/li>\n\n\n\n<li>\uc784\ub300 \ubaa9\uc801 \ubd80\ub3d9\uc0b0\uc740 \uc784\ub300\uc218\uc775\uc774 \uae09\uc5ec\uc5d0 \ud569\uc0b0 \u2014 \uace0\uc18c\ub4dd\uc790\uc5d0\uac8c \ubd88\ub9ac<\/li>\n\n\n\n<li>\ubd80\ub3d9\uc0b0 \ub9e4\uc785 \ube44\uc6a9\uc774 \uc804\uccb4 \uae08\uc735\uc790\uc0b0\uc758 <strong>30% \uc774\ud558<\/strong>\uc77c \ub54c \uc9c4\uc785\ud558\uba74 \uc790\uc0b0 \ubc30\ubd84\uc774 \ubb34\ub108\uc9c0\uc9c0 \uc54a\ub294\ub2e4 (\uac00\ud788 \uc8fc\uad00\uc801)<\/li>\n<\/ul>\n\n\n\n<p> <\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\ub3c5\uc77c\uc5d0\uc11c \uc0b4\ub2e4 \ubcf4\uba74 \ud55c \ubc88\ucbe4 \uc9c4\uc9c0\ud558\uac8c \uace0\ubbfc\ud558\uac8c \ub41c\ub2e4. &#8220;\uc774\uc81c \uc2ac\uc2ac \uc9d1\uc744 \uc0ac\uc57c \ud558\ub294 \uac70 \uc544\ub2d0\uae4c?&#8221; \uc8fc\ubcc0 \ub3c5\uc77c \ub3d9\ub8cc\ub4e4\uc740 \ud558\ub098\ub458 \uc9d1\uc744 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":85,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[4],"tags":[],"class_list":["post-84","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-investment"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>\ub3c5\uc77c\uc5d0\uc11c \uc9d1 \uc0b4\uae4c ETF \uc0b4\uae4c \u2014 \uc138\uae08\u00b7\uc218\uc775\ub960 \uc9c1\uc811 \uacc4\uc0b0\ud574\ubd24\ub2e4 - AbleSquare Lab<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/ablesquarelab.com\/?p=84\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\ub3c5\uc77c\uc5d0\uc11c \uc9d1 \uc0b4\uae4c ETF \uc0b4\uae4c \u2014 \uc138\uae08\u00b7\uc218\uc775\ub960 \uc9c1\uc811 \uacc4\uc0b0\ud574\ubd24\ub2e4 - AbleSquare Lab\" \/>\n<meta property=\"og:description\" content=\"\ub3c5\uc77c\uc5d0\uc11c \uc0b4\ub2e4 \ubcf4\uba74 \ud55c \ubc88\ucbe4 \uc9c4\uc9c0\ud558\uac8c \uace0\ubbfc\ud558\uac8c \ub41c\ub2e4. &#8220;\uc774\uc81c \uc2ac\uc2ac \uc9d1\uc744 \uc0ac\uc57c \ud558\ub294 \uac70 \uc544\ub2d0\uae4c?&#8221; \uc8fc\ubcc0 \ub3c5\uc77c \ub3d9\ub8cc\ub4e4\uc740 \ud558\ub098\ub458 \uc9d1\uc744 [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/ablesquarelab.com\/?p=84\" \/>\n<meta property=\"og:site_name\" content=\"AbleSquare Lab\" \/>\n<meta property=\"article:published_time\" content=\"2026-05-01T15:18:33+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-05-01T15:18:34+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/ablesquarelab.com\/wp-content\/uploads\/2026\/05\/jordi-3fPy4IT4mVA-unsplash-scaled.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2560\" \/>\n\t<meta property=\"og:image:height\" content=\"1707\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"ablesquare\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"ablesquare\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/ablesquarelab.com\\\/?p=84#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/ablesquarelab.com\\\/?p=84\"},\"author\":{\"name\":\"ablesquare\",\"@id\":\"https:\\\/\\\/ablesquarelab.com\\\/#\\\/schema\\\/person\\\/d9c3ffb952f2169501a038e1163b312c\"},\"headline\":\"\ub3c5\uc77c\uc5d0\uc11c \uc9d1 \uc0b4\uae4c ETF \uc0b4\uae4c \u2014 \uc138\uae08\u00b7\uc218\uc775\ub960 \uc9c1\uc811 \uacc4\uc0b0\ud574\ubd24\ub2e4\",\"datePublished\":\"2026-05-01T15:18:33+00:00\",\"dateModified\":\"2026-05-01T15:18:34+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/ablesquarelab.com\\\/?p=84\"},\"wordCount\":43,\"commentCount\":0,\"image\":{\"@id\":\"https:\\\/\\\/ablesquarelab.com\\\/?p=84#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/ablesquarelab.com\\\/wp-content\\\/uploads\\\/2026\\\/05\\\/jordi-3fPy4IT4mVA-unsplash-scaled.jpg\",\"articleSection\":[\"\ud22c\uc790 &amp; \uc7ac\ud14c\ud06c\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/ablesquarelab.com\\\/?p=84#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/ablesquarelab.com\\\/?p=84\",\"url\":\"https:\\\/\\\/ablesquarelab.com\\\/?p=84\",\"name\":\"\ub3c5\uc77c\uc5d0\uc11c \uc9d1 \uc0b4\uae4c ETF \uc0b4\uae4c \u2014 \uc138\uae08\u00b7\uc218\uc775\ub960 \uc9c1\uc811 \uacc4\uc0b0\ud574\ubd24\ub2e4 - AbleSquare Lab\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/ablesquarelab.com\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/ablesquarelab.com\\\/?p=84#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/ablesquarelab.com\\\/?p=84#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/ablesquarelab.com\\\/wp-content\\\/uploads\\\/2026\\\/05\\\/jordi-3fPy4IT4mVA-unsplash-scaled.jpg\",\"datePublished\":\"2026-05-01T15:18:33+00:00\",\"dateModified\":\"2026-05-01T15:18:34+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/ablesquarelab.com\\\/#\\\/schema\\\/person\\\/d9c3ffb952f2169501a038e1163b312c\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/ablesquarelab.com\\\/?p=84#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/ablesquarelab.com\\\/?p=84\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/ablesquarelab.com\\\/?p=84#primaryimage\",\"url\":\"https:\\\/\\\/ablesquarelab.com\\\/wp-content\\\/uploads\\\/2026\\\/05\\\/jordi-3fPy4IT4mVA-unsplash-scaled.jpg\",\"contentUrl\":\"https:\\\/\\\/ablesquarelab.com\\\/wp-content\\\/uploads\\\/2026\\\/05\\\/jordi-3fPy4IT4mVA-unsplash-scaled.jpg\",\"width\":2560,\"height\":1707},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/ablesquarelab.com\\\/?p=84#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/ablesquarelab.com\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"\ub3c5\uc77c\uc5d0\uc11c \uc9d1 \uc0b4\uae4c ETF \uc0b4\uae4c \u2014 \uc138\uae08\u00b7\uc218\uc775\ub960 \uc9c1\uc811 \uacc4\uc0b0\ud574\ubd24\ub2e4\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/ablesquarelab.com\\\/#website\",\"url\":\"https:\\\/\\\/ablesquarelab.com\\\/\",\"name\":\"AbleSquare Lab\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/ablesquarelab.com\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/ablesquarelab.com\\\/#\\\/schema\\\/person\\\/d9c3ffb952f2169501a038e1163b312c\",\"name\":\"ablesquare\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/359c6f93b35fca3a78559fc64c2cbdc8f9a6abb5c33fcaa4905df207d6152bea?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/359c6f93b35fca3a78559fc64c2cbdc8f9a6abb5c33fcaa4905df207d6152bea?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/359c6f93b35fca3a78559fc64c2cbdc8f9a6abb5c33fcaa4905df207d6152bea?s=96&d=mm&r=g\",\"caption\":\"ablesquare\"},\"sameAs\":[\"http:\\\/\\\/ablesquarelab.com\"],\"url\":\"https:\\\/\\\/ablesquarelab.com\\\/?author=1\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"\ub3c5\uc77c\uc5d0\uc11c \uc9d1 \uc0b4\uae4c ETF \uc0b4\uae4c \u2014 \uc138\uae08\u00b7\uc218\uc775\ub960 \uc9c1\uc811 \uacc4\uc0b0\ud574\ubd24\ub2e4 - AbleSquare Lab","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/ablesquarelab.com\/?p=84","og_locale":"en_US","og_type":"article","og_title":"\ub3c5\uc77c\uc5d0\uc11c \uc9d1 \uc0b4\uae4c ETF \uc0b4\uae4c \u2014 \uc138\uae08\u00b7\uc218\uc775\ub960 \uc9c1\uc811 \uacc4\uc0b0\ud574\ubd24\ub2e4 - AbleSquare Lab","og_description":"\ub3c5\uc77c\uc5d0\uc11c \uc0b4\ub2e4 \ubcf4\uba74 \ud55c \ubc88\ucbe4 \uc9c4\uc9c0\ud558\uac8c \uace0\ubbfc\ud558\uac8c \ub41c\ub2e4. &#8220;\uc774\uc81c \uc2ac\uc2ac \uc9d1\uc744 \uc0ac\uc57c \ud558\ub294 \uac70 \uc544\ub2d0\uae4c?&#8221; \uc8fc\ubcc0 \ub3c5\uc77c \ub3d9\ub8cc\ub4e4\uc740 \ud558\ub098\ub458 \uc9d1\uc744 [&hellip;]","og_url":"https:\/\/ablesquarelab.com\/?p=84","og_site_name":"AbleSquare Lab","article_published_time":"2026-05-01T15:18:33+00:00","article_modified_time":"2026-05-01T15:18:34+00:00","og_image":[{"width":2560,"height":1707,"url":"https:\/\/ablesquarelab.com\/wp-content\/uploads\/2026\/05\/jordi-3fPy4IT4mVA-unsplash-scaled.jpg","type":"image\/jpeg"}],"author":"ablesquare","twitter_card":"summary_large_image","twitter_misc":{"Written by":"ablesquare","Est. reading time":"5 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/ablesquarelab.com\/?p=84#article","isPartOf":{"@id":"https:\/\/ablesquarelab.com\/?p=84"},"author":{"name":"ablesquare","@id":"https:\/\/ablesquarelab.com\/#\/schema\/person\/d9c3ffb952f2169501a038e1163b312c"},"headline":"\ub3c5\uc77c\uc5d0\uc11c \uc9d1 \uc0b4\uae4c ETF \uc0b4\uae4c \u2014 \uc138\uae08\u00b7\uc218\uc775\ub960 \uc9c1\uc811 \uacc4\uc0b0\ud574\ubd24\ub2e4","datePublished":"2026-05-01T15:18:33+00:00","dateModified":"2026-05-01T15:18:34+00:00","mainEntityOfPage":{"@id":"https:\/\/ablesquarelab.com\/?p=84"},"wordCount":43,"commentCount":0,"image":{"@id":"https:\/\/ablesquarelab.com\/?p=84#primaryimage"},"thumbnailUrl":"https:\/\/ablesquarelab.com\/wp-content\/uploads\/2026\/05\/jordi-3fPy4IT4mVA-unsplash-scaled.jpg","articleSection":["\ud22c\uc790 &amp; \uc7ac\ud14c\ud06c"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/ablesquarelab.com\/?p=84#respond"]}]},{"@type":"WebPage","@id":"https:\/\/ablesquarelab.com\/?p=84","url":"https:\/\/ablesquarelab.com\/?p=84","name":"\ub3c5\uc77c\uc5d0\uc11c \uc9d1 \uc0b4\uae4c ETF \uc0b4\uae4c \u2014 \uc138\uae08\u00b7\uc218\uc775\ub960 \uc9c1\uc811 \uacc4\uc0b0\ud574\ubd24\ub2e4 - AbleSquare Lab","isPartOf":{"@id":"https:\/\/ablesquarelab.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/ablesquarelab.com\/?p=84#primaryimage"},"image":{"@id":"https:\/\/ablesquarelab.com\/?p=84#primaryimage"},"thumbnailUrl":"https:\/\/ablesquarelab.com\/wp-content\/uploads\/2026\/05\/jordi-3fPy4IT4mVA-unsplash-scaled.jpg","datePublished":"2026-05-01T15:18:33+00:00","dateModified":"2026-05-01T15:18:34+00:00","author":{"@id":"https:\/\/ablesquarelab.com\/#\/schema\/person\/d9c3ffb952f2169501a038e1163b312c"},"breadcrumb":{"@id":"https:\/\/ablesquarelab.com\/?p=84#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/ablesquarelab.com\/?p=84"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/ablesquarelab.com\/?p=84#primaryimage","url":"https:\/\/ablesquarelab.com\/wp-content\/uploads\/2026\/05\/jordi-3fPy4IT4mVA-unsplash-scaled.jpg","contentUrl":"https:\/\/ablesquarelab.com\/wp-content\/uploads\/2026\/05\/jordi-3fPy4IT4mVA-unsplash-scaled.jpg","width":2560,"height":1707},{"@type":"BreadcrumbList","@id":"https:\/\/ablesquarelab.com\/?p=84#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/ablesquarelab.com\/"},{"@type":"ListItem","position":2,"name":"\ub3c5\uc77c\uc5d0\uc11c \uc9d1 \uc0b4\uae4c ETF \uc0b4\uae4c \u2014 \uc138\uae08\u00b7\uc218\uc775\ub960 \uc9c1\uc811 \uacc4\uc0b0\ud574\ubd24\ub2e4"}]},{"@type":"WebSite","@id":"https:\/\/ablesquarelab.com\/#website","url":"https:\/\/ablesquarelab.com\/","name":"AbleSquare Lab","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/ablesquarelab.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/ablesquarelab.com\/#\/schema\/person\/d9c3ffb952f2169501a038e1163b312c","name":"ablesquare","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/359c6f93b35fca3a78559fc64c2cbdc8f9a6abb5c33fcaa4905df207d6152bea?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/359c6f93b35fca3a78559fc64c2cbdc8f9a6abb5c33fcaa4905df207d6152bea?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/359c6f93b35fca3a78559fc64c2cbdc8f9a6abb5c33fcaa4905df207d6152bea?s=96&d=mm&r=g","caption":"ablesquare"},"sameAs":["https:\/\/ablesquarelab.com"],"url":"https:\/\/ablesquarelab.com\/?author=1"}]}},"_links":{"self":[{"href":"https:\/\/ablesquarelab.com\/index.php?rest_route=\/wp\/v2\/posts\/84","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ablesquarelab.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ablesquarelab.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ablesquarelab.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ablesquarelab.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=84"}],"version-history":[{"count":1,"href":"https:\/\/ablesquarelab.com\/index.php?rest_route=\/wp\/v2\/posts\/84\/revisions"}],"predecessor-version":[{"id":86,"href":"https:\/\/ablesquarelab.com\/index.php?rest_route=\/wp\/v2\/posts\/84\/revisions\/86"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ablesquarelab.com\/index.php?rest_route=\/wp\/v2\/media\/85"}],"wp:attachment":[{"href":"https:\/\/ablesquarelab.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=84"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ablesquarelab.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=84"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ablesquarelab.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=84"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}